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Capitol Mortgage offers a variety of loan programs to meet your needs. A new generation of mortgage products, techniques, and loan processing procedures  has come of age that make owning a home more challenging than ever before. But as leaders in the mortgage industry, Capitol Mortgage has the knowledge and expertise to help you identify the best solution. As innovative products are introduced and lending practices change, rest-assured that Capitol Mortgage is on the cutting-edge. We work with the leading lenders in the industry to:


REFINANCE your home - Take advantage of low interest rates to achieve your goals. When you refinance with Capitol Mortgage, you may be able to:  
  • Pay your home off years sooner
  • Lower your monthly payments
  • Make no payments for 30 to 45 days
  • Get cash-out
  • Consolidate your debts
  • Make home improvements


PURCHASE a home - Capitol Mortgage offers a variety of options for first time home buyers and current home owners. We have the ability to search a variety of wholesale lenders to locate the best loan program for you. 

 

 Some services we offer include:

  • Conforming & Non-Conforming Products
  • FHA/HUD
  • VA & CAL VET 100% financing for eligible Veterans
  • Down Payment Assistance Programs
  • CAL PERS/STRS
 


POINT & CLICK TO APPLY NOW!!!

Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $322,700 with closing costs of $6,454. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.